Unlocking the Capital that Fuels Small Businesses Across America

Every business deserves financial opportunity. That's why Stripe Advance Inc. provides capital to small businesses that may not be able to get it elsewhere or simply need a convenient, flexible solution that's personalized to their needs.

Term Loans

Fixed payments over time to help you cover big expenses or long-term investments.

Copyright © 2026 Stripe Advance Inc.

Ready to get funded?

Tell us a bit about your business and a Stripe Advance Inc. specialist will reach out with your options.

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How much capital does your business need?

4.8 (2,004 reviews)

For over a decade, we've helped nearly 80,000 small businesses access $4B+ in capital needed to fuel their success.

At Stripe Advance Inc., we provide revenue-based financing, a practical and innovative solution designed for small businesses. That's why we strive to make our funding process as fast and easy as possible.

THE FUNDING SMALL BUSINESSES NEED TO THRIVE

QUICK HIGHLIGHTS

Decision within hours and transfer of funds often same-day.

Payments track revenue so the structure stays flexible.

Clear, easy-to-understand updates from application to funding.

SEE WHAT MAKES US DIFFERENT

Built for speed, clarity, and access.

Accessible Capital

With attainable eligibility criteria and a reasonable amount of required documentation, more small businesses can get funding.

SEE WHAT MAKES US DIFFERENT

Our products are designed to give small businesses fast, flexible, and reliable access to capital.

Line of Credit

Flexible access to capital whenever you need it, only pay interest on what you use.

Merchant Cash Advance

Fast funding based on your future sales, designed to keep your business moving.

QUESTIONS ALL RESOLVED IN ONE PLACE

Questions all resolved in one place

What type of businesses do you provide funding for?

We work with a wide range of small businesses across industries — from restaurants and salons to construction companies and retail stores. If you're generating revenue and need capital to grow, we can help.

$1B+

businesses funded

REAL RESULTS FROM REAL CUSTOMERS

Real results from real customers

80k

small businesses served over a decade

Adam Pearce

“The process was quick, simple, and transparent. I can focus on running my store without worrying about complicated financing.”

Jack

“They walked me through every step and made sure I felt comfortable. I now have the capital to upgrade equipment and take on more clients.”

How quickly can I receive funding?

Our process is fast and straightforward. Once approved, most businesses receive funds within 24 to 48 hours, so you can take advantage of opportunities right away.

Do I need perfect credit to qualify?

No — we understand small business challenges. While we do review your credit, our decisions are primarily based on your business performance and revenue, not just your credit score.

What can I use the funding for?

You have full flexibility. Our clients use funding to hire staff, buy inventory, expand locations, upgrade equipment, or cover seasonal cash flow gaps. The choice is yours.

How is repayment structured?

Repayments are designed to fit your business. We offer flexible daily or weekly payment options that align with your cash flow, making it easier to manage and plan ahead.

Fast Process

Our simple application is followed by a decision within hours and transfer of funds often same-day.

Stripe Advance Inc. provides flexible capital solutions for small businesses across America.

About Us

Flexible Product

Payments are a percentage of a business's revenue. So if your revenue decreases, your payments can too. And interest never accrues.

Transparent Approach

You get clear, easy-to-understand info along the way, from our teams and our tools, so there are no surprises.

Company

Funding Options

Merchant Cash AdvanceLine of CreditTerm LoansProductsPrivacy PolicyTerms & Conditions

Contact

818-621-9826support@stripeadvancegroup.com

1222 Avenue M, Brooklyn, NY 11230